Yaakov Sash has created NeedaKick.com which basically motivates users to get a goal on your Life's To-Do list done, else you lose cash.
The catch being, that your pledged cash goes to the charity of your choice. This is a rockstar tool to motivate all of us to get our dreams going (write a novel, start a new career, learn more torah, ask that girl/guy out you see at starbucks everyday)
This app was chosen among 700+ applications as top creation – let paypal know how awesome this motivator is!
click here to vote (voting ends March 5th) for Mr. Sash's creation and either way go for your dreams, make it happen, bang it out.